Line the underside of a 13×9 inch inch dish with 1 bag of cookies and layer bananas on prime.
In a bowl, mix the milk and pudding combine and mix properly utilizing a handheld electrical mixer.
Utilizing one other bowl, mix the cream cheese and condensed milk collectively and blend till easy.
Fold the whipped topping into the cream cheese combination.
Add the cream cheese combination to the pudding combination and stir till properly blended.
Pour the combination over the cookies and bananas and canopy with the remaining cookies.
Refrigerate till able to serve!