Place the underside of a 13″ x 9″ x 2″ dish (I used a big, deep bowl) with 1 cookie bag and a banana layer on prime.
In a bowl, mix milk and pudding combination and blend nicely utilizing an electrical hand mixer.
Utilizing one other bowl, combine the cream cheese and condensed milk collectively and mix till easy.
Fold the whipped topping layer into the cream cheese combination.
Add the cream cheese combination to the pudding combination and stir till nicely mixed.
Pour the combination over the biscuits and banana and canopy with the remainder of the biscuits.